Beal Bank USA Money Desk
Great CD Rates for Financial Institutions
The Beal Bank USA Money Desk specializes in serving financial institutions looking to purchase CDs through a bank known for stability and competitive rates.
For more than 20 years, Beal Bank USA (a Nevada thrift company) has offered a safe and secure place for maximizing your savings guided by principles of reliability and excellent customer service.
We are known for maintaining high capitalization, a leading indicator of bank strength. In fact, our Tier 1 capital ratio is consistently several times in excess of the national average.
All deposits are insured by the FDIC up to $250,000 per depositor.
Current Rates
Beal Bank USA (FDIC #57833) offers financial institutions competitive rates on certificates of deposit without using a listing service.
Please note that products are not available to potential depositors in Texas and Ohio.
*Our Annual Percentage Yields (APYs) are accurate as of October 5, 2026. Advertised APYs are subject to change.
|
Product Term |
APY* |
Rate |
|---|---|---|
|
3-Month Certificate of Deposit |
4.100% |
4.038% |
|
6-Month Certificate of Deposit |
4.250% |
4.184% |
|
9-Month Certificate of Deposit |
4.300% |
4.232% |
|
12-Month Certificate of Deposit |
4.350% |
4.281% |
|
18-Month Certificate of Deposit |
4.350% |
4.281% |
|
24-Month Certificate of Deposit |
4.400% |
4.329% |
Need more information?
See what Beal Bank USA Money Desk can do for your institution.