Beal Bank USA Money Desk
Great CD Rates for Financial Institutions
Please note that Beal Bank USA products are not available to potential depositors in Texas and Ohio.
About the Money Desk
The Beal Bank USA Money Desk specializes in serving financial institutions looking to purchase CDs through a bank known for stability and competitive rates.
For more than 20 years, Beal Bank USA (a Nevada thrift company) has offered a safe and secure place for maximizing your savings guided by principles of reliability and excellent customer service.
We are known for maintaining high capitalization, a leading indicator of bank strength. In fact, our Tier 1 capital ratio is consistently several times in excess of the national average.
All deposits are insured by the FDIC up to $250,000 per depositor.
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Current Rates
Beal Bank USA (FDIC #57833) offers financial institutions competitive rates on certificates of deposit without using a listing service.
Please note that products are not available to potential depositors in Texas and Ohio.
*Our Annual Percentage Yields (APYs) are accurate as of October 5, 2026. Advertised APYs are subject to change.
|
Product Term |
APY* |
Rate |
|---|---|---|
|
3-Month Certificate of Deposit |
4.100% |
4.038% |
|
6-Month Certificate of Deposit |
4.250% |
4.184% |
|
9-Month Certificate of Deposit |
4.300% |
4.232% |
|
12-Month Certificate of Deposit |
4.350% |
4.281% |
|
18-Month Certificate of Deposit |
4.350% |
4.281% |
|
24-Month Certificate of Deposit |
4.400% |
4.329% |
Need more information?
See what Beal Bank USA Money Desk can do for your institution.